Once you realize that you have these deposits in your heavenly
account, you need to learn how to make withdrawals.
Colossians 1:4-6 says, “Since we heard of your faith in Christ
Jesus, and of the love which ye have to all the saints, For the hope
which is laid up for you in heaven, whereof ye heard before in the
word of the truth of the gospel; Which is come unto you, as it is in
all the world; and bringeth forth fruit.” Everything laid up for
you in heaven is represented by the gospel of Jesus Christ.
When you put the Word of God to work, it produces faith.
“Faith cometh by hearing, and hearing by the word of God.” Faith
puts spiritual law into operation, and the results are manifest
here on the earth. When it is laid up in heaven, a carbon copy
will take place in the earth if you will stand and act on the
Word. This is how you were saved. Salvation is not waiting for
you in heaven. It was provided for you and laid up in heaven;
but when you believed the Word about salvation and acted
on it, it was manifest here on earth in your life. This same
principle is true in the area of finances. When a man makes
deposits with God, he has a right to call upon these deposits
and make withdrawals.

We have discussed God’s teaching about tithing—how it is
set up and how it operates. You need to learn how to receive
from your tithing. When I first attended Oral Roberts
University, I heard Brother Roberts speak on seed faith, and I
began to realize what the Word said about giving. My husband and
I decided to act on this by joining in a financial partnership
with Brother Roberts, a real step of faith on our part since we
had no steady income. It was during this time that we learned
how to stand on the Word in the area of giving. For almost a
year we gave $10 into this partnership each month; and every
single month someone unexpectedly handed us $20. Later, we
learned how to believe God more specifically, but right then we
were learning the basic principles.

Kenneth Copeland Ministries

2 Timothy 1:7
God hath not given us the spirit of fear; but
of power, and of love, and of a sound mind.

If people knew how death operates, they
wouldn’t be so afraid to live. Jesus said that
the one who believes on Him will never see
death. We’ve passed from that place where
we will know any death.

Fear of death is an enemy to you. Fear
of any kind is an enemy. Fear will keep you
from walking in God’s delivering power. That’s
because God responds to faith. He does what
we believe for Him to do.

If we have fear of death, we’re living in fear.
As a result, we give God no faith to work with.
He intervenes in this earth through faith. Faith
is what causes the power of God to come upon
our bodies and heal us of sickness and disease.
If we believe His promises to secure our lives,
He secures our lives. Faith in God is what causes
His angels to go forth and to protect us in times
of trouble or times of danger.

The thing God says repeatedly in His Word
is, “Fear not.” Your deliverance is in fearing not
and believing God. Fear not. But have faith
in God.

People ruin their lives over the fear of
danger, when there is no danger for the
person who is inside God’s covenant of
salvation. The definition of the word salvation
includes “deliverance, preservation, material
and temporal deliverance from danger and
apprehension, or the fear of danger.”

Take on the attitude of the three young
Israelite men who were told to bow to a
foreign god or face a fiery furnace. They
replied, “We serve God and we believe that
He is able to deliver us out of your hand. Get
this straight, King, we’re not going to bow to
other gods.” Notice that attitude. They had
more fear of the Lord than they had fear
of death.

Why fear when you know angels have been
assigned to be ministers of God’s covenant
promises—including promises of protection?
You can hire bodyguards, but they’re not as
good as the angels. When you go to bed at
night, you ought to thank God for the angels
that encamp around about you to deliver you.
When you put your head down on the pillow at
night, you don’t have to be afraid somebody’s
going to break into your house. Use your faith
and believe God, thanking Him for the ministry
of angels on your behalf and that you have
protection. That’s part of your salvation. Enjoy
the rest of being free from fear as a covenant
child of God. It belongs to you.

Kenneth Copeland Ministries

Psalm 91
KJV—He that dwelleth in the secret place of
the most High shall abide under the shadow
of the Almighty. I will say of the Lord, He is my
refuge and my fortress: my God; in him will I
trust. Surely he shall deliver thee from the snare
of the fowler, and from the noisome pestilence.
He shall cover thee with his feathers, and under
his wings shalt thou trust: his truth shall be thy
shield and buckler. Thou shalt not be afraid for
the terror by night; nor for the arrow that flieth
by day; nor for the pestilence that walketh in
darkness; nor for the destruction that wasteth
at noonday. A thousand shall fall at thy side,
and ten thousand at thy right hand; but it shall
not come nigh thee. Only with thine eyes shalt
thou behold and see the reward of the wicked.
Because thou hast made the Lord, which is
my refuge, even the most High, thy habitation;
there shall no evil befall thee, neither shall any
plague come nigh thy dwelling. For he shall
give his angels charge over thee, to keep thee
in all thy ways. They shall bear thee up in their
hands, lest thou dash thy foot against a stone.
Thou shalt tread upon the lion and adder: the
young lion and the dragon shalt thou trample
under feet. Because he hath set his love upon
me, therefore will I deliver him: I will set him
on high, because he hath known my name. He
shall call upon me, and I will answer him: I will
be with him in trouble; I will deliver him, and
honour him. With long life will I satisfy him,
and show him my salvation.

AMP—He who dwells in the secret place of the
Most High shall remain stable and fixed under
the shadow of the Almighty [Whose power no
foe can withstand]. I will say of the Lord, He is
my Refuge and my Fortress, my God; on Him
I lean and rely, and in Him I [confidently] trust!
For [then] He will deliver you from the snare
of the fowler and from the deadly pestilence.
[Then] He will cover you with His pinions,
and under His wings shall you trust and find
refuge; His truth and His faithfulness are a
shield and a buckler. You shall not be afraid
of the terror of the night, nor of the arrow
(the evil plots and slanders of the wicked) that
flies by day, nor of the pestilence that stalks in
darkness, nor of the destruction and sudden
death that surprise and lay waste at noonday.
A thousand may fall at your side, and ten
thousand at your right hand, but it shall not
come near you. Only a spectator shall you be
[yourself inaccessible in the secret place of
the Most High] as you witness the reward of
the wicked. Because you have made the Lord
your refuge, and the Most High your dwelling
place, there shall no evil befall you, nor any
plague or calamity come near your tent.
For He will give His angels [especial] charge
over you to accompany and defend and
preserve you in all your ways [of obedience
and service]. They shall bear you up on their
hands, lest you dash your foot against a stone.
You shall tread upon the lion and adder; the
young lion and the serpent shall you trample
underfoot. Because he has set his love upon
Me, therefore will I deliver him; I will set him
on high, because he knows and understands
My name [has a personal knowledge of My
mercy, love, and kindness—trusts and relies
on Me, knowing I will never forsake him, no,
never]. He shall call upon Me, and I will answer
him; I will be with him in trouble, I will deliver
him and honor him. With long life will I satisfy
him, and show him My salvation.

TLB—We live within the shadow of the
Almighty, sheltered by the God who is above
all gods. This I declare, that he alone is my
refuge, my place of safety; he is my God, and
I am trusting him. For he rescues you from
every trap, and protects you from the fatal
plague. He will shield you with his wings! They
will shelter you. His faithful promises are your
armor. Now you don’t need to be afraid of the
dark any more, nor fear the dangers of the
day; nor dread the plagues of darkness, nor
disasters in the morning. Though a thousand
fall at my side, though ten thousand are dying
around me, the evil will not touch me. I will
see how the wicked are punished but I will
not share it. For Jehovah is my refuge! I choose
the God above all gods to shelter me. How
then can evil overtake me or any plague come
near? For he orders his angels to protect you
wherever you go. They will steady you with
their hands to keep you from stumbling
against the rocks on the trail. You can safely
meet a lion or step on poisonous snakes, yes,
even trample them beneath your feet! For the
Lord says, “Because he loves me, I will rescue
him; I will make him great because he trusts in
my name. When he calls on me I will answer; I
will be with him in trouble, and rescue him and
honor him. I will satisfy him with a full life and
give him my salvation.”

Kenneth Copeland Ministries

Psalm 46:1
KJV—God is our refuge and strength, a very
present help in trouble.

AMP—God is our Refuge and Strength
[mighty and impenetrable to temptation], a
very present and well-proved help in trouble.

Moffatt—God is a shelter and stronghold for
us, we shall find him very near.

NIV—God is our refuge and strength, an everpresent
help in trouble.

Psalm 61:3
KJV—Thou hast been a shelter for me, and a
strong tower from the enemy.

AMP—You have been a shelter and a refuge
for me, a strong tower against the adversary.

Moffatt—O thou who art my refuge, a fortress
against the foe.

NIV—You have been my refuge, a strong tower
against the foe.

Psalm 62:6-8
KJV—He only is my rock and my salvation: he
is my defence; I shall not be moved. In God
is my salvation and my glory: the rock of my
strength, and my refuge, is in God. Trust in him
at all times; ye people, pour out your heart
before him: God is a refuge for us.

AMP—He only is my Rock and my Salvation;
He is my Defense and my Fortress, I shall not
be moved. With God rests my salvation and
my glory; He is my Rock of unyielding strength
and impenetrable hardness, and my refuge is
in God! Trust in, lean on, rely on, and have
confidence in Him at all times, you people;
pour out your hearts before Him. God is a
refuge for us (a fortress and a high tower).

Moffatt—Rock, rescue, refuge, he is all to me,
never shall I be overthrown. My safety and my
honour rest on God; God is my strong rock and
refuge. Always rely on him, my followers, pour
out your prayers to him; God is a refuge for us.

NIV—He alone is my rock and my salvation;
he is my fortress, I will not be shaken. My
salvation and my honor depend on God; he is
my mighty rock, my refuge. Trust in him at all
times, O people; pour out your hearts to him,
for God is our refuge.

Psalm 71:7
KJV—I am as a wonder unto many; but thou
art my strong refuge.

NKJV—I have become as a wonder to many,
but You are my strong refuge.

AMP—I am as a wonder and surprise to many,
but You are my strong refuge.

NAS—I have become a marvel to many, for
You are my strong refuge.

Kenneth Copeland Ministries

2 Samuel 22:2-3
KJV—The Lord is my rock, and my fortress,
and my deliverer; the God of my rock; in him
will I trust: he is my shield, and the horn of my
salvation, my high tower, and my refuge, my
saviour; thou savest me from violence.

AMP—The Lord is my Rock…and my Fortress [in
the wilderness] and my Deliverer; my God, my
Rock; in Him will I take refuge; my Shield and the
Horn of my salvation, my Stronghold and my
Refuge, my Savior—You save me from violence.

Moffatt—The Eternal is my crag, my
stronghold, my deliverer—he is mine, my God,
my fortalice where I take shelter, my shield,
my saving strength, my refuge and retreat, my
rescue from the violent.

NIV—The Lord is my rock, my fortress and
my deliverer; my God is my rock, in whom
I take refuge, my shield and the horn of my
salvation. He is my stronghold, my refuge and
my savior—from violent men you save me.

Psalm 18:1-2
KJV—I will love thee, O Lord, my strength.
The Lord is my rock, and my fortress, and my
deliverer; my God, my strength, in whom I will
trust; my buckler, and the horn of my salvation,
and my high tower.

AMP—I love You fervently and devotedly, O
Lord, my Strength. The Lord is my Rock, my
Fortress, and my Deliverer; my God, my keen
and firm Strength in Whom I will trust and
take refuge, my Shield, and the Horn of my
salvation, my High Tower.

Moffatt—O Eternal, my Strength, I will exalt
thee. The Eternal is my crag, my stronghold,
my deliverer, my God, my fortalice where I
take shelter, my shield, my saving strength,
my retreat.

NIV—I love you, O Lord, my strength. The
Lord is my rock, my fortress and my deliverer;
my God is my rock, in whom I take refuge. He
is my shield and the horn of my salvation, my
stronghold.

Psalm 31:1-3
NKJV—In You, O Lord, I put my trust…. Be my
rock of refuge, A fortress of defense to save
me. For You are my rock and my fortress.

KJV—In thee, O Lord, do I put my trust…. Be thou
my strong rock, for an house of defence to save
me. For thou art my rock and my fortress.

Moffatt—With thee, O thou Eternal, I take
shelter…. Be a rock of refuge for me, a hill-fort
to protect me, for thou art my crag and castle.

NIV—In you, O Lord, I have taken refuge…. Be
my rock of refuge, a strong fortress to save
me. Since you are my rock and my fortress.

Kenneth Copeland Ministries

Deuteronomy 33:26-27
NKJV—There is no one like the God of Jeshurun
[Israel], Who rides the heavens to help you, and
in His excellency on the clouds. The eternal
God is your refuge, and underneath are the
everlasting arms.

AMP—There is none like God. . .Who rides
through the heavens to your help and in His
majestic glory through the skies. The eternal
God is your refuge and dwelling place, and
underneath are the everlasting arms.

NIV—There is no one like the God of Jeshurun
[Israel], who rides on the heavens to help you
and on the clouds in his majesty. The eternal
God is your refuge, and underneath are the
everlasting arms.

TLB—There is none like the God of Jerusalem—
He descends from the heavens in majestic
splendor to help you. The eternal God is
your Refuge, and underneath are the everlasting
arms.

Proverbs 21:30-31
KJV—There is no wisdom nor understanding
nor counsel against the Lord. . . .Safety is of
the Lord.

AMP—There is no [human] wisdom or
understanding or counsel [that can prevail]
against the Lord. . . .Deliverance and victory are
of the Lord.

Moffatt—Intelligence, skill, strategy—none can
avail against the Eternal. . . .saving victory
comes from the Eternal.

NIV—There is no wisdom, no insight, no plan
that can succeed against the Lord. . . .Victory
rests with the Lord.

Isaiah 44:8
KJV—Fear ye not, neither be afraid: have not I
told thee from that time, and have declared it?
ye are even my witnesses. Is there a God beside
me? yea, there is no God; I know not any.

AMP—Fear not, nor be afraid [in the coming
violent upheavals]; have I not told it to you
from of old and declared it? And you are My
witnesses! Is there a God besides Me? There
is no [other] Rock; I know not any.

Moffatt—Fear nothing, dread not in the days
to come; have I not foretold it and announced
it long ago? You are my witnesses whether
there is any god, any Power, any, besides me.

NIV—Do not tremble, do not be afraid. Did I not
proclaim this and foretell it long ago? You are
my witnesses. Is there any God besides me?
No, there is no other Rock; I know not one.

Jeremiah 42:11-12
KJV—Be not afraid…saith the Lord: for I am
with you to save you, and to deliver you…. And
I will show mercies unto you.

AMP—Be not afraid…says the Lord, for [...the
all-wise, all-powerful, and ever-present God]
I [the Lord] am with you to save you and to
deliver you…. And I will grant mercy to you.

Moffatt—Never fear…the Eternal says, for I
will be with you to rescue you…. I will have
pity on you.

NIV—Do not be afraid…declares the Lord, for
I am with you and will save you and deliver
you…. I will show you compassion.

John 16:33
KJV—These things I have spoken unto you,
that in me ye might have peace. In the world
ye shall have tribulation: but be of good
cheer; I have overcome the world.

AMP—I have told you these things, so that
in Me you may have [perfect] peace and
confidence. In the world you have tribulation
and trials and distress and frustration; but be
of good cheer [take courage; be confident,
certain, undaunted]! For I have overcome the
world. [I have deprived it of power to harm
you and have conquered it for you.]

Weymouth—I have spoken all this to you in
order that in me you may have peace. In the
world you have affliction. But keep up your
courage: I have won the victory over the world.

NIV—I have told you these things, so that in
me you may have peace. In this world you will
have trouble. But take heart! I have overcome
the world.

Kenneth Copeland Ministries